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Retirement

Retirement

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Here's how Retirement aligns with curriculum standards in Washington DC. Use the filters to change the location, set of standards, and grade level.

Earning Income

Knowledge Standards

EI.K.4: Analyze the differences between sources of retirement income, including Social Security, employer-sponsored retirement plans, personal investments and continued employment earnings.

Standards
Defined by Financial Literacy Standards 9th-12th Grades and align with Retirement
Students will analyze the differences between having one or multiple sources of income in retirement.
Students will examine Social Security benefits.
Students will examine different potential sources of retirement income, including but not limited to Social Security, employer-sponsored accounts, 401(k) accounts, 403(b) accounts, 457(b) accounts, traditional and Roth IRA accounts, etc.

Saving and Investing

Knowledge Standards

SI.K.10: Compare the trade-offs involved with investing in riskier assets with the potential for higher rates of return.

Standards
Defined by Financial Literacy Standards 9th-12th Grades and align with Retirement
Students will compare the rates of return among higher- and lower-risk investments.

SI.K.7: Assess how tax policies promote savings by allowing individuals to save pretax earnings or by providing tax advantages on interest earned.

Standards
Defined by Financial Literacy Standards 9th-12th Grades and align with Retirement
Students will evaluate the tax savings advantages associated with traditional IRAs (individual retirement accounts), Roth IRAs and education savings accounts.

Skills Standards

SI.S.2: Compare nominal annual rates of return, including cash flows and price changes over time on different types of investments.

Standards
Defined by Financial Literacy Standards 9th-12th Grades and align with Retirement
Students will identify different types of investments, including stocks, bonds, collectibles, real estate, index funds and mutual funds.

SI.S.3: Analyze diversification and asset allocation decisions by considering an individual's risk tolerance, goals and investing time horizon.

Standards
Defined by Financial Literacy Standards 9th-12th Grades and align with Retirement
Students will assess the level of risk of asset allocation for a very risk-averse person versus a very risk-tolerant person.
Students will examine how target date retirement funds reallocate investments over time to meet their investment objective.
Students will determine portfolio allocation between major asset classes for a short- and long-term goal.